Fireworks.org – The World’s Fireworks Community › Forums › Transportation › What kind of insurance do you need when transporting fireworks commercially? › Reply To: What kind of insurance do you need when transporting fireworks commercially?
Adding on to what Ron said – the loading/unloading thing is CRUCIAL. I found that out the hard way after a claim got denied.
There’s a good thread in the Transportation section on here that goes into the different policy types. Look for the one about shipping ground freight – a few people broke down the insurance stuff pretty well.
Also check if your policy covers temporary storage. If you’re loading up the night before and storing the truck overnight, some policies don’t cover theft unless the vehicle is in a secured yard. Learned that one the expensive way too.